EnerBank USA Financing from Empire Heating & Air Conditioning

Empire Heating & Air Conditioning helps your home improvement dreams come true on your terms. We work with EnerBank to provide a variety of unsecured loans — so your home is never used as collateral. There’s no application fee, no closing or appraisal costs, and no prepayment penalties with EnerBank. We offer a choice of payment options from EnerBank to give you the flexibility you want — speak with us to select the one that’s best for you. Then use one of EnerBank’s fast and easy application methods to receive a credit decision from the bank within seconds.
All loan offers are good for up to 120 days after application, giving you plenty of time to plan and complete your home improvement project. EnerBank has been focused on home improvement lending since 2002, funding approximately a million home improvement projects.
When you need financing for your HVAC needs, Empire can help.
At Empire, we’re ready to help you get the financing you need for your home comfort project. To apply, simply click the button below. If you have any questions, please give us a call at (404) 294-0900 or fill out our convenient contact form, and we will be happy to help.
*Credit and loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 17.99% fixed APR, effective as of March 2021, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed.
*Credit and loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed.
*Credit and loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed.