Proudly Serving Our Neighbors with Affordable Solutions
At Empire Heating & Air Conditioning, we understand that a new HVAC system or a major repair is a significant investment. We believe that every homeowner deserves a safe and comfortable environment, regardless of the timing of an equipment failure.
To support our community, we have partnered with industry leaders to provide financing options that turn large upfront costs into manageable monthly payments. Whether you're looking for emergency repairs or a high-efficiency system upgrade, we are here to help you find a plan that fits your life.
Short-term Interest Free Loans
- No (0%) Interest if paid in full in 18 months (deferred interest)
Low Monthly Payment Loans
- 5 Year – 6 months with no interest, no payment, then 9.99% interest for 60 months
- 10 Year – 6 months with no interest, no payment, then 9.99% interest for120 months
Financing with Service Finance Company
Service Finance Company, LLC makes it easy to fit home comfort upgrades into your budget with flexible payment plans, including 0% interest, short-term, and low-monthly financing options (with approved credit). Most HVAC and plumbing projects qualify, so you can get the work you need without the financial stress.
Click HERE to apply today with Service Finance Company
While Service Finance Company is our preferred partner, Copeland also works with additional lenders to give you even more choices. No matter which plan you select, the application process is simple, fast, and designed to get you approved quickly.
How the Financing Process Works
We’ve streamlined our process into four simple steps so you can get your HVAC project started without delay.
1. Receive Your Quote Our certified technicians will provide a clear, upfront estimate for your repair or installation. Once you have your quote, you'll know exactly how much financing you need to request.
2. Apply Online in Minutes Use our secure Service Finance application to submit your application. The process is digital and straightforward all you need is a few minutes to provide your basic information.
3. Choose Your Terms Upon approval, you will receive a variety of loan options. You can select the plan that best matches your monthly budget, review the terms, and sign your documents electronically.
4. Professional Installation As soon as the financing is in place, our team will schedule your service. We handle the technical work while you enjoy a more comfortable, energy-efficient home with the peace of mind of a fixed monthly payment.